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Author: JohnGarza

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The Most Expensive Feature In A New Home? The Mortgage.

December 15, 2011 | Posted in Finance

Without a doubt, the word most associated with being a homebuyer is the “M” word: Mortgage. Basically, it’s a loan from a financial institution to the homebuyer-with a pledge of property to a creditor as security for repayment. Latin scholars will point out that the root of the word, “mort,” is French for “dead.” That’s read the article »

Is your moving budget road-worthy?

November 30, 2011 | Posted in Real Estate

No matter how well you plan your move, chances are there are going to be a few bumps in the road. There will be costs and complications you didn’t anticipate. If you’re making your first big move, here are a few of the detours and potholes you might experience along the way. So expect the read the article »

The Closing Opens The Door To Home Ownership.

November 29, 2011 | Posted in Real Estate

Completing the purchase of a new home-dotting all the i’s and crossing all the t’s -is called the closing. And whether you’re a first-time homebuyer or have been through this several times before, you’ll find the process is anything but simple. That’s because the paperwork and the legalities can seem endless. You’re going to have read the article »

Don’t Let Your House-Hunting Turn Into A Haunting.

November 29, 2011 | Posted in Real Estate

There are already enough scary, nerve-wracking things about investing in a new home. It can be time-consuming, complicated, and confusing. And there’s a lot of money at stake-so it’s a major commitment for you. What you DON’T want to make is a monstrous mistake. What you DO want is the wise advice of a knowledgeable, read the article »

Is your moving budget road-worthy?

November 24, 2011 | Posted in Real Estate

No matter how well you plan your move, chances are there are going to be a few bumps in the road. There will be costs and complications you didn’t anticipate. If you’re making your first big move, here are a few of the detours and potholes you might experience along the way. So expect the read the article »

Your Credit – Know the Score!

November 21, 2011 | Posted in Uncategorized

When you decide you want to buy a house, what’s the first thing you should do? If your answer is “go house hunting,” that’s definitely the wrong answer. The right one? Find out what your credit report says about you. And what your credit score is. The worst possible case is that, without good credit, read the article »

Homebuyer trivia that’s not very trivial

November 18, 2011 | Posted in Real Estate

Did you know that there are special mortgage programs for those who serve their communities in such fields as medicine, education, the military, firefighters, emergency medical services, and law enforcement? Many of these programs offer relatively low interest rates and favorable credit terms. And they are frequently designed for first-time homebuyers. To check your credit read the article »